How Our $0 Down Policy Works
No deposits. No liens. We buy the materials and pay our crews before you pay us, and you pay when the work is complete and you're satisfied.
We Carry the Financial Risk, So You Don't Have To
You have heard them from neighbors or seen them on the news: a homeowner pays a large deposit for materials, and the contractor disappears—or worse, starts the job and never finishes it. We realized that the only way to prove we are different was to change the financial model entirely.
No Deposits
Texas Greatest Remodelers does not require deposits to start work.
No Liens
We do not file liens simply to begin a project.
Pay When It's Done
Our $0 Down promise means you pay when the work is complete and you're fully satisfied.
$0 Down vs. a Typical Deposit
While 90% of contractors demand 50% cash upfront, we start your project for free.
The Typical Deposit
Most contractors ask for 50% upfront, so you are financing their work before a single tile is set.
The TGR Standard ($0 Down)
No deposit is required to begin work. We have the financial stability to purchase materials and pay our crews before you pay us.
You See Progress First
We believe you should see materials on-site and progress being made before money changes hands. It keeps us accountable and keeps you protected.
Prefer Monthly Payments?
We offer plans with 0% interest and terms up to 15 years, and the loan funds only after you verify the quality of the work.
What $0 Down Means at TGR
$0 Down means no deposit is required to begin work. Texas Greatest Remodelers has the financial stability to purchase materials and pay our crews before you pay us, so you see materials on-site and progress being made before money changes hands. You pay when the work is complete and you're satisfied, in full or through financing that funds only after you verify the work.
No deposit to start
We buy the materials and pay the crews first
You see progress before money changes hands
Pay when the work is complete and you're satisfied
No liens filed to begin a project
Optional financing, subject to credit approval
The Evidence of Excellence
We let our track record do the talking. Here is the data behind our financial stability and forensic approach to home repair.
Years in business
Proudly serving Houston, Katy, and The Woodlands with a financial model built on stability, not customer deposits.
Projects completed
Successful structural and aesthetic renovations completed with our signature $0 Down policy.
Risk Free
Every single project is backed by our Lifetime Transferable Warranty and forensic quality control standards.
Paid Only When the Job Was Done
Real reviews from our Google Business Profile, quoted word for word.
When You Pay, Step by Step
No pressure. No surprises. The financial risk sits with us, not you.
One
Free inspection & plan
We inspect your home and give you a clear plan for the work. Nothing to pay to book it.
Two
Written contract
Your Construction Agreement spells out the scope and when payment is due, before any work starts.
Three
We fund the work
We purchase the materials and pay our crews before you pay us. No deposit is required to begin work.
Four
You see progress
Materials arrive on-site and the work moves forward, with your project manager keeping you updated.
Five
Final walk-through
Walk the finished work with us and check every detail.
Six
Then you pay
Full payment or financing approval is due upon substantial completion of the work, as defined in your Construction Agreement.
$0 Down FAQs
Honest answers about deposits, liens and when you pay.
Is it really $0 down? How does that work?
Yes. In an industry where most contractors ask for 50% upfront, we operate differently. We have the financial stability to purchase materials and pay our crews before you pay us. We believe you should see materials on-site and progress being made before money changes hands. It keeps us accountable and keeps you protected.
Why don't you ask for a deposit?
Because deposits are where homeowners get hurt: a homeowner pays a large deposit for materials, and the contractor disappears, or starts the job and never finishes it. By requiring $0 Down, we align our incentives with yours.
How can you start without a deposit?
We are financially stable enough to fund your project upfront. We have the capital to absorb the risk upfront because we stand behind every job we do, across more than 800 completed projects.
When do I pay?
Our $0 Down promise means you pay when the work is complete and you're fully satisfied. Full payment or financing approval is required upon substantial completion of the work or as defined in your specific Construction Agreement.
Will you put a lien on my house?
No. Texas Greatest Remodelers does not require deposits to start work and does not file liens simply to begin a project.
Can I finance instead of paying at completion?
Yes. We offer plans with 0% interest and terms up to 15 years. We build the project first and let you verify the quality of the work before the loan ever funds. All financing is subject to credit approval by the third-party lender. See our financing options.
Does $0 down apply to every service?
Yes. It is our standard payment structure, where no deposit is required to begin work: roofing, foundation repair, siding, painting, flooring, fencing, patios, kitchens, bathrooms and whole-home remodels.
What if I'm not satisfied with the work?
We don't get paid until you confirm it's perfect. That means we have every incentive to get it right. If something isn't right, we fix it.
Are you more expensive than other contractors?
Not necessarily. Pricing reflects proper preparation, coordinated execution, and single-company accountability, which often prevents the added costs that come from fragmented or incomplete work.
Are you licensed and insured?
Absolutely. We carry a $2 Million General Liability policy and Worker’s Compensation coverage to protect your home and our crew. We are happy to provide a Certificate of Insurance (COI) directly from our provider with your name on it before we step foot on your property.
Payment Guides and Services
Home Remodeling Financing in Houston
Our Lifetime Transferable Warranty
10 Questions to Ask Before Hiring a Remodeling Contractor in Houston
Start Your Project for $0 Down
Start your project with a forensic assessment and absolutely zero financial risk.